Work Injury Insurance Directory


The concept of industrial injury insurance
The characteristics of industrial injury insurance
Industrial injury insurance legislation
The scope of work injury insurance
Industrial injury insurance application
Industrial injury insurance compensation
Industrial injury insurance processing procedures

[Edit this paragraph] The concept of industrial injury insurance
Industrial injury insurance, refers to the worker at work or in specified exceptional circumstances, suffer accidental injury or occupational disease cause temporary or permanent loss of ability to work, and death, the workers or their dependents from the state and society as a material assistance the social insurance system.
Note: The above concept includes the following two implications:
1, work-related injuries occur worker I get material assistance;
2 workers die due to injuries his will receive material assistance. [Edit this paragraph] the characteristics of industrial injury insurance
1 scope of work injury insurance, the object of labor in the production process workers. As the occupational hazards everywhere, ever-present, no one can completely avoid occupational injury. Therefore, anti-occupational injury insurance as hazard insurance system applies to all employees, any employees of industrial accident or suffer an occupational disease, industrial injury insurance should be, without exception, access to treatment.
2 injury liability insurance with a compensability. Work-related injuries or occupational injury caused by the direct consequence of harm to the life and health of workers, and the resulting staff and family members, mental anguish and economic losses, that is the life and health of workers the right to subsistence and labor rights are affected, damage to has even been taken away. Therefore, industrial injury insurance is based on the liability of injured employees, established a social insurance system, and other social insurance is based on the help of workers living in difficult and liability established.
3 the implementation of no-fault injury insurance, the principle of responsibility. Whether the responsibility of accidents attributable to the employing unit or individual workers or a third person, the employing unit shall bear the liability insurance.
4 is different from the work injury insurance, pension insurance, insurance, workers do not pay insurance premiums, the full cost of the burden from the employer. The industrial injury insurance policyholders for the employing unit.
5 The relatively generous treatment of industrial injury insurance, the standard high, but the differences in work-related accidents differently. [Edit this paragraph] industrial injury insurance legislation
In 1996 the former Ministry of Labor according to the relevant provisions of the Labor Code promulgated the "Interim Measures for Enterprise Employees injury insurance" (The Ministry has issued [1996] No. 266), and gradually expand across the country. With the development of the situation and work injury insurance system, the deepening of reform, the original ministerial regulation has been difficult to adapt to the actual work requirements. In accordance with the establishment of a sound social security system and improve the socialist market economy legal system requirements, April 27, 2003 the State Council promulgated the "Work Injury Insurance Regulations [1]", since January 1, 2004 into effect. [Edit this paragraph] the scope of work injury insurance
According to "Work Injury Insurance Regulations" requirement, the application of industrial injury insurance covers all kinds of Chinese domestic enterprises, individual industrial and commercial households workers and their employers of all employees or workers. Various types of enterprises, including state-owned enterprises, private enterprises, township enterprises, joint ventures, cooperative enterprises, wholly foreign-owned enterprises. Have employed individual industrial and commercial households, is registered in the industrial and commercial sector, wage-earners engaged in individual production and management of their individual economic organizations. Individual industrial and commercial households are hired to participate in work injury insurance, the concrete steps and measures for implementation of provinces, autonomous regions and municipal governments. State organs and in accordance with, or reference to the state civil service personnel management, institutions, social groups of staff suffered an accident at work injury or occupational diseases by the units pay for them. The specific measures by the State Council in conjunction with the State Department of labor and social security administrative department personnel administration department, finance department. Other institutions, social groups, and a variety of private non-enterprise units, industrial injury insurance and so on, by the labor security administrative departments of the State Council in conjunction with State Department personnel administration department, civil affairs department, finance department and other departments as otherwise provided in the light of this Ordinance, the State Council for approval before implementation.