White-collar workers how to buy health insurance
White-collar workers how to buy health insurance, in the current market, there are many insurance companies launching health products. But the most unique products for a healthy person the regular heavy disease and hospital medical insurance, repeated claims to ensure renewal.
Customer information: Mr. Chen, 30-year-old, civil servants, the average monthly income of 80,000

Insurance Type: Heavy disease Accident Medical

Such as the 30-year-old male, the annual income of 80,000 yuan married has no children. Love on income 3,000 yuan. Need to insure for their own health insurance.

Family-friendly "Health care protection scheme

Your Protection Scheme (30 years old male):

Name of the basic insurance amount of insurance to pay premiums year period of guarantee period of Contributions

Care specialists regularly diseases are self-reported medical insurance, 200 thousand yuan 900 yuan 30 years of age 30

Guardian medical insurance specialist hospital fixed the year 100 thousand yuan 326 yuan the year

Guardian of experts recommended version of medical insurance, hospitalization costs 200,000 yuan the year 860 the year

Total of 2026 yuan per year (175 per month)

Program Description: The total protection of 400 thousand yuan (annual renewal complimentary health management service plan)

Protection of major diseases:

180 days after the effective date in the insurance policy, if you are unfortunate enough to be diagnosed with 30 major diseases in any one, to receive 20 million was spent on treatment, rehabilitation costs, reduce the disease to the families of the financial burden. And that this protection will always accompany the end of your payment, allowing you to easily enjoy the pleasure of living!

Hospitalization expenses reimbursement guarantee:

Illness was admitted to the designated hospital (Shanghai, 2, and two or more hospitals) in each of up to 20 million receive a maximum reimbursement of hospitalization expenses. Reimbursement of hospitalization expenses for the actual hospital charges of 90%, medical insurance may apply outside the 60%.

Hospital income supplements to protect:

General hospital daily subsidy of 100 yuan; intensive care unit daily allowance 300 a month; surgery surgery health insurance payments according to a different level of subsidies, ranging from 400-2000 yuan, more than three annual maximum 100,000 yuan. If they moved to recommend the hospital to enjoy an extra payment of subsidies: (a general hospital daily allowance per day in ICU gold + gold + subsidies for the payment of subsidies surgery) * 5%.

Health insurance characteristics: repeated claims to ensure that renewable up to 70 years of age. The consequences of worry-free.

The owner of the health care insurance life medical plan, will receive far more than health insurance medical insurance!